4405 Garfield St Midland, TX 79705 / 3402

(UPDATED: 07/30/2025)
Property Report

Information about property on 4405 Garfield St, Midland TX, 79705-3402. Find out owner contacts, building history, price, neighborhood at Homemetry Address Directory.

Units

Property details of units in this apartment building

Apt 102

Apt 103

Apt 105

  • 528 sqft
  • 1 bed
  • 1 bath
Apartment

Apt 108

Property Details

At 4405 Garfield Street, Midland, TX based a high-rise property.

Householders and Tenants for 4405 Garfield St, Midland TX

Possible residents contact details

Person Name Phone Number Additional Info
A B Coch
A Caraveo
432-684-****
A Steen Apt 205
432-683-****
Aaron Steen Apt 205
915-683-****
Residential status:
Renter
Job:
Protective Service Occupations
Adrian Velarde
915-570-****
Adriana Lorena Mendez Apt 608
Aiyana L Boulton Age: 47
Albert G Amador
915-686-****
Albert Osorio
432-553-****
Residential status:
Renter
Job:
Service Occupations
Albert W Schorre Age: 51
Alexander I Manuel
732-643-****
Alexandra Luna
432-685-****
Alfer L Hemphill Age: 65
Alfredo C Diaz Age: 72 Apt 1206
Allison Taylor
432-686-****
Residential status:
Renter
Job:
Sales Occupations
Allison Webb Apt 721
432-557-****
Residential status:
Renter
Job:
Sales Occupations
Alma L Guyse Age: 80
Alton Ray Simpson Age: 63 Apt 616
Alva N Mcmasters Age: 76
Amanda K Anderson Age: 49
915-687-****
Amanda Mitchell
915-685-****
Amanda Powell
915-684-****
Amanda R Becker
Amara L Bowden Age: 80
Amy E Russell Age: 48 Apt 1210
Residential status:
Renter
Job:
Installation, Maintenance, and Repair Occupations
Amy K Roach Age: 44
Amy L Crittenden Age: 49
Amy M Shumate Age: 47
432-687-****
Amy R Baker Age: 52
915-570-****
Anabelle Calderon
432-684-****
Andra Fleming
915-570-****
Andros Tofield
Andros Tolfield
432-687-****
Ann Nehring Age: 53
Anna M Styles Age: 79 Apt 908
Annabel Hernandez Age: 45 Apt 511
Annthinette Mankin Age: 65
Anthony Villegas Apt 901
Residential status:
Renter
Job:
Machine Operators, Assemblers, and Inspectors Occupations
April Kahle
915-620-****
Aracely R Pedraza Age: 48
Arcelia C Nolasco Age: 58
Arleen Thornton Apt 113
432-557-****
Residential status:
Homeowner
Job:
Machine Operators, Assemblers, and Inspectors Occupations
Arnulfo Gonzalez Apt 620
432-553-****
Residential status:
Renter
Job:
Production Occupations
Arturo Flores Urias Age: 62 Apt 1107
432-570-****
Ashley Brewster
915-682-****
Ashley Mcguire Age: 41 Apt 1211
Job:
Professional/Technical
Ashley Sevcik
432-684-****
Ashley Stanton Age: 45
432-684-****
Athumani Zuberi
432-687-****
Auden M Gamboa Age: 50
915-684-****
Audrey Pinela
432-686-****
Audrey Willey
Avant Brown Age: 64 Apt 409
Residential status:
Homeowner
Awilda Reyes Age: 60 Apt 108
Residential status:
Renter
B Churchwell
915-620-****
B D Goodloe
915-687-****
Barbara B Hicks Age: 84
915-682-****
Barbara Brown Age: 57 Apt 723
432-262-****
Residential status:
Renter
Job:
Administrative Support Occupations, Including Clerical Occupations
Barbara J Nichols
Beatriz L Lerma Age: 78 Apt 301
432-684-****
Belen L Villa Age: 68
Belen V Lozano Age: 68
Belletta Caddell Age: 67 Apt 203
432-599-****
Bemnet Selassie Age: 48
Ben Ibarra
915-687-****
Berlinda J Bailey Age: 63
915-684-****
Bert Leon Griggs Age: 90 Apt 802
Berta J Villalva Age: 49
Bertha F Carrera
Bertha H Ontiveros Age: 49 Apt 721
Bessie J Davidson Age: 88
915-684-****
Bessy Okoye
432-682-****
Beth Ann Broughton Age: 66
Beth E Tuxhorn Age: 75
432-686-****
Betty Jo Middleton Age: 60
915-686-****
Bill Grove
432-682-****
Billie Noble
Billy J Applin Age: 63
Billy Shane Grissom Age: 53 Apt 806
Bimal K Dhakal Age: 51
Binyam Abrahams
Blake Alderton
432-218-****
Blake Eric Darden Age: 41 Apt 307
Blankenship Cindy
432-687-****
Bobby L Crisp Age: 63
Bobby L Werner Age: 65
Bobby Ray Chapman
432-520-****
Bonnie Bevens
915-684-****
Bonnie J Wilhelm Age: 102 Apt 1001
817-656-****
Bord C Everett Age: 43
Brad Avery Apt 112
Brandi Allen Apt 1005
432-684-****
Brandi Kittley Apt 807
432-218-****
Residential status:
Homeowner
Brandi Marcia Steele Apt 1005
432-684-****
Brandon Carrasco
432-218-****
Brandon Irvin
432-556-****
Residential status:
Renter
Job:
Private Household Service Occupations
Brandon Mcdaniel Apt 1212
432-553-****
Residential status:
Renter
Job:
Food Preparation and Serving Related Occupations
Brandon Quarles
432-687-****
Brandon Smith Apt 613
432-553-****
Residential status:
Renter
Job:
Professional Specialty Occupations
Brandt Kemper
432-687-****
Brandy French
432-686-****
Braxton Dunaway
432-553-****
Residential status:
Renter
Job:
Machine Operators, Assemblers, and Inspectors Occupations
Breanna Neill
915-683-****
Brenda A Cosper Age: 51
Brenda Howard Age: 68 Apt 1215
Job:
Clerical/White Collar
Brenda J Reyes Age: 59 Apt 802
915-570-****
Brenda Lee Chavez Apt 1005
432-550-****
Brenda Livingston
Residential status:
Renter
Job:
Service Occupations
Brenda Record Age: 78 Apt 905
432-570-****
Brenda Torres
432-687-****
Residential status:
Renter
Job:
Building and Grounds Cleaning and Maintenance Occupations
Brent Burns Age: 46 Apt 717
Job:
Student
Brett Nix
Brian D Goodloe
432-683-****
Brian J Osbourne Age: 55 Apt 714
915-570-****
Residential status:
Renter
Job:
Administrative Support Occupations, Including Clerical Occupations
Brianna D Hunnicutt Age: 45 Apt 801
432-687-****
Job:
Homemaker
Bridget Webb Apt 1211
432-638-****
Brooke Henderson
432-687-****
Bruce E Nix Age: 59
Bruce W Yingling Age: 72
Bryan Clayton Apt 510
Residential status:
Renter
Job:
Sales Occupations
C E Watt Age: 49
C U Mcgruder Age: 51
C W Tippit Age: 59
Calef Montes Age: 45
Camphuong P Tran Age: 52 Apt 1104
Cara Statham Age: 49
Carey D Perkins
915-686-****
Carl C Rasnick Age: 96
915-684-****
Carla Hill
915-683-****
Carla S Caraveo Age: 52
915-684-****
Carlos P Carrasco Age: 65
915-570-****
Carol Gee Apt 619
Catarino M Chavez Age: 55
915-684-****
Catherine H Scurlark Age: 60 Apt 904
Cathy F Johnson
Cc Lewis
432-682-****
Cecilia Gomez Apt 1005
432-570-****
Celia G Nazaroff Age: 76
Celia Gonzalezcruz Apt 807
432-686-****
Residential status:
Renter
Job:
Administrative Support Occupations, Including Clerical Occupations
Cequan Bryson Age: 79
915-686-****
Chad A Taylor Age: 50
432-686-****
Residential status:
Renter
Job:
Sales Occupations
Chad Eubanks Apt 406
Chad J Venters
Chance Mcdaniel Age: 50 Apt 1212
432-553-****
Residential status:
Renter
Job:
Food Preparation and Serving Related Occupations
Chandra Deel
915-683-****
Chantell Wood
432-682-****
Charisa Campbell
Charise Vancuren
915-687-****
Charles S Deaver
915-683-****
Chase Saul
432-685-****
Chris A Cole
Chris Borgman Age: 48
915-620-****
Chris Landin
915-620-****
Chris R Rasnick Age: 48
Chris Wetmore
Christi R Johnson Age: 58
432-684-****
Christina R Fair Age: 57
Christine W Williams
432-687-****
Christopher John Weekes Age: 72
432-687-****
Christopher L Ortega Age: 49 Apt 801
Christopher M Rodriguez Apt 6
Christopher Stolte Apt 405
432-682-****
Cindy Fino Age: 46
915-687-****
Cindy Jackson Age: 73 Apt 212
Cindy Poehler
432-686-****
Cindy Vanzandt
Clara A Mackey Age: 76
Clara L Satterfield
915-685-****
Clarence Quinton Mckee Age: 54 Apt 105
432-689-****
Claudia I Rivero
Clayton H Julian Age: 53 Apt 902
Clifton Curtis Apt 114
432-685-****
Clint Edmondson
915-687-****
Clint Hawkins
Residential status:
Renter
Job:
Production Occupations
Clinton Cronin
Cody Fulton
432-685-****
Cody Netherland
915-684-****
Coleman Williams Apt 71
Connie L Delapaz Age: 54
Connie N Saddler Age: 67 Apt 807
432-684-****
Conrad Deeanthony Sanders Age: 61 Apt 301
Consuelo Patino
Cozetta Kooro
432-218-****
Craig Patteson
915-687-****
Cross P Metra
Crystal Arsiaga
432-685-****
Crystal Juarez
915-682-****
Crystal Suehs
915-570-****
Curtis A Choat Age: 47
915-683-****
Curtis M Styles Age: 60 Apt 720
Cynthia A Turland Age: 75
Cynthia Deleon Age: 48 Apt 302
D Adhikari Age: 47
Damala D Swindell
Damala William
432-687-****
Dana L Chandler Age: 57
Dana L Mcilquham Age: 57
Dane E Crunk Age: 79
Daniel G Ward Age: 51
Daniel H Salmon Age: 54
Danielle L Swinson Age: 49 Apt 715
915-570-****
Danny L Hood
915-687-****
Darlene L Runyan Age: 68
Darrick Cooper Apt 809
Residential status:
Renter
Job:
Executive, Administrative, and Managerial Occupations
David Dawson Apt 504
432-553-****
Residential status:
Renter
Job:
Machine Operators, Assemblers, and Inspectors Occupations
Debra Martinez Apt 305
432-620-****
Dena Davis Apt 706
Donna E Crozier Age: 68 Apt 1007
915-570-****
Dorothy Kathryn Spidle Age: 71 Apt 201
915-620-****
Elida Lerma Ochoa Age: 66 Apt 121
Elizabeth Lynn Pruitt Age: 47 Apt 1003
Elizabeth S Ontiveros Age: 82 Apt 208
Emily Ann Wiggins Apt 513
432-694-****
Eric H Madrid Apt 611
432-687-****
Eric Madrid Apt 1205
432-687-****
Erica Gomez Apt 1101
432-553-****
Residential status:
Renter
Job:
Building and Grounds Cleaning and Maintenance Occupations
Fabian Michael Welch Age: 43 Apt 110
915-683-****
Frank B Gonzales Age: 64 Apt 1207
915-570-****
Frank B Oneal Age: 72 Apt 711
Gabriel Casarez Age: 54 Apt 1105
432-661-****
Residential status:
Homeowner
Gabriel Sosa Carrillo Apt 407
Gail Huey Apt 308
432-570-****
Glen Monroe Mcmillan Apt 211
432-586-****
Glenna Diane Pickett Age: 76 Apt 1004
Gregoria Gonzales Lopez Apt 602
Helen M Balog Apt 907
432-683-****
Henry Earl Hager Age: 52 Apt 1102
Herman Olguin Apt 303
Herminia C Campos Apt 623
Holly Ann Hewett Age: 65 Apt 213
Jame Ruiz Martinez Age: 60 Apt 415
432-694-****
James Butler Apt 811
432-556-****
Residential status:
Renter
Job:
Executive, Administrative, and Managerial Occupations
James Mcnew Apt 624
Residential status:
Renter
Job:
Sales Occupations
Jana Jones Age: 64 Apt 808
Job:
Clerical/White Collar
Janan Nicole Grice Age: 44 Apt 509
Jane H Cole Apt 214
432-683-****
Jeffery Allen Askins Age: 57 Apt 615
432-550-****
Jeffrey R Cummins Apt 206
915-686-****
Jennifer Ann Jarratt Age: 47 Apt 705
Jennifer Bordine Age: 56 Apt 710
Jeremiah Alexis Luttrell Age: 49 Apt 1006
Jermaine A Edwards Age: 66 Apt 102
432-520-****
Jonathan Horchler Apt 514
915-687-****
Jonathan Howard Age: 44 Apt 506
Kara Miller Apt 601
432-684-****
Kathryn Hardman Apt 304
Katica R Foreman Apt 216
Keagan Shane Duncan Apt 618
915-684-****
Kelly Mitchell Apt 505
Kim Dawn Ward Age: 54 Apt 1106
Laura R Rainey Age: 46 Apt 803
Linda L Mcdowell Age: 74 Apt 61
Lupe V Suchil Apt 709
432-684-****
Lynn Mccall Age: 69 Apt 109
432-889-****
Residential status:
Renter
Job:
Administration/Managerial
Magarita Ledbetter Apt 90
432-687-****
Marcy Griffith Apt 401
Melanie Sands Age: 54 Apt 617
830-265-****
Job:
Craftsman/Blue Collar
Miguel C Ortiz Apt 414
Monika Haley Apt 416
Nancy R Rule Apt 903
432-570-****
Paul Allen Dirba Apt 805
Phebe Lapinid Apt 508
Residential status:
Renter
Job:
Machine Operators, Assemblers, and Inspectors Occupations
Renee Jones Hall Apt 906
Rhonda Mims Apt 41
Robert Ramirez Apt 702
Robin Cocos Apt 103
Rodney E Ransom Age: 42 Apt 210
915-580-****
Samantha Floyd Age: 39 Apt 1108
Sirnetha L Montano Age: 52 Apt 812
Susan Cowdery Apt 202
432-520-****
Residential status:
Renter
Job:
Protective Service Occupations
Thomas Brian Burdette Age: 66 Apt 215
915-689-****
Tim Brooks Apt A114
Tommy Ramos Apt 722
432-570-****
Yvonne M Chavarria Age: 82 Apt 402

Units - Who lives at 4405 Garfield St, Midland TX

Apt 102Jermaine A Edwards79705-3403
Apt 103Robin Cocos79705-3403
Apt 105Apartment, 1 bed, 1 bath, 528 sqft79705-3403
Apt 108Awilda Reyes79705-3403
Apt 109Lynn Mccall79705-3403
Apt 110Fabian Michael Welch79705-3403
Apt 112Brad Avery79705-3403
Apt 113Arleen Thornton79705-3403
Apt 114Clifton Curtis79705-3403
Apt 121Elida Lerma Ochoa79705-3403
Apt 201Dorothy Kathryn Spidle79705-3403
Apt 202Susan Cowdery79705-3403
Apt 203Belletta Caddell79705-3403
Apt 205A Steen79705-3403
Apt 206Jeffrey R Cummins79705-3403
Apt 208Elizabeth S Ontiveros79705-3403
Apt 210Rodney E Ransom79705-3403
Apt 211Glen Monroe Mcmillan79705-3403
Apt 212Cindy Jackson79705-3403
Apt 213Holly Ann Hewett79705-3403
Apt 214Jane H Cole79705-3403
Apt 215Thomas Brian Burdette79705-3403
Apt 216Katica R Foreman79705-3403
Apt 301Beatriz L Lerma79705-3403
Apt 302Cynthia Deleon79705-3403
Apt 303Herman Olguin79705-3403
Apt 304Kathryn Hardman79705-3404
Apt 305Debra Martinez79705-3404
Apt 307Blake Eric Darden79705-3404
Apt 308Gail Huey79705-3404
Apt 401Marcy Griffith79705-3404
Apt 402Yvonne M Chavarria79705-3404
Apt 405Christopher Stolte79705-3404
Apt 406Chad Eubanks79705-3404
Apt 407Gabriel Sosa Carrillo79705-3404
Apt 409Avant Brown79705-3404
Apt 414Miguel C Ortiz79705-3404
Apt 415Jame Ruiz Martinez79705-3404
Apt 416Monika Haley79705-3404
Apt 504David Dawson79705-3404
Apt 505Kelly Mitchell79705-3404
Apt 506Jonathan Howard79705-3404
Apt 508Phebe Lapinid79705-3404
Apt 509Janan Nicole Grice79705-3404
Apt 510Bryan Clayton79705-3404
Apt 511Annabel Hernandez79705-3404
Apt 513Emily Ann Wiggins79705-3404
Apt 514Jonathan Horchler79705-3404
Apt 601Kara Miller79705-3405
Apt 602Gregoria Gonzales Lopez79705-3405
Apt 608Adriana Lorena Mendez79705-3405
Apt 611Eric H Madrid79705-3405
Apt 613Brandon Smith79705-3405
Apt 615Jeffery Allen Askins79705-3405
Apt 616Alton Ray Simpson79705-3405
Apt 617Melanie Sands79705-3405
Apt 618Keagan Shane Duncan79705-3405
Apt 619Carol Gee79705-3405
Apt 620Arnulfo Gonzalez79705-3405
Apt 623Herminia C Campos79705-3405
Apt 624James Mcnew79705-3405
Apt 702Robert Ramirez79705-3405
Apt 705Jennifer Ann Jarratt79705-3405
Apt 706Dena Davis79705-3405
Apt 709Lupe V Suchil79705-3405
Apt 710Jennifer Bordine79705-3406
Apt 711Frank B Oneal79705-3406
Apt 714Brian J Osbourne79705-3406
Apt 715Danielle L Swinson79705-3406
Apt 717Brent Burns79705-3406
Apt 720Curtis M Styles79705-3406
Apt 721Bertha H Ontiveros79705-3406
Apt 722Tommy Ramos79705-3406
Apt 723Barbara Brown79705-3406
Apt 801Brianna D Hunnicutt79705-3406
Apt 802Bert Leon Griggs79705-3406
Apt 803Laura R Rainey79705-3406
Apt 805Paul Allen Dirba79705-3406
Apt 806Billy Shane Grissom79705-3406
Apt 807Celia Gonzalezcruz79705-3406
Apt 808Jana Jones79705-3406
Apt 809Darrick Cooper79705-3406
Apt 811James Butler79705-3406
Apt 812Sirnetha L Montano79705-3406
Apt 901Anthony Villegas79705-3406
Apt 902Clayton H Julian79705-3406
Apt 903Nancy R Rule79705-3406
Apt 904Catherine H Scurlark79705-3406
Apt 905Brenda Record79705-3406
Apt 906Renee Jones Hall79705-3406
Apt 907Helen M Balog79705-3406
Apt 908Anna M Styles79705-3406
Apt 1001Bonnie J Wilhelm79705-3407
Apt 1003Elizabeth Lynn Pruitt79705-3407
Apt 1004Glenna Diane Pickett79705-3407
Apt 1005Brandi Allen79705-3407
Apt 1006Jeremiah Alexis Luttrell79705-3407
Apt 1007Donna E Crozier79705-3407
Apt 1101Erica Gomez79705-3407
Apt 1102Henry Earl Hager79705-3407
Apt 1104Camphuong P Tran79705-3407

View more

Where is 4405 Garfield St, Midland TX located on map?

4405 Garfield St Fire Incident History

To date, we have no information about fire incidents in 2025
05 Jun 2017 Building fires
Property Use —
Multifamily dwellings
Area of Origin —
Laundry area, wash house (laundry)
First Ignition —
Wearing apparel not on a person
Heat Source —
Radiated, conducted heat from operating equipment
03 Dec 2004 Passenger vehicle fire
Property Use —
Vehicle storage, other
Area of Origin —
Operator/passenger area of transportation equip.
First Ignition —
Wearing apparel not on a person
Heat Source —
Radiated, conducted heat from operating equipment
05 Jul 2004 Dumpster or other outside trash receptacle fire
Property Use —
Vehicle parking area
Area of Origin —
Chute/container - trash, rubbish, waste
First Ignition —
Wearing apparel not on a person
Heat Source —
Radiated, conducted heat from operating equipment
26 Jun 2004 Dumpster or other outside trash receptacle fire
Property Use —
Multifamily dwellings
Area of Origin —
Outside area, other
First Ignition —
Wearing apparel not on a person
Heat Source —
Radiated, conducted heat from operating equipment

View more

Garfield St Fire Incident History

To date, we have no information about fire incidents in 2025
28 Mar 2018 Camper or recreational vehicle (RV) fire
Property Use —
Motor vehicle or boat sales, services, repair
Area of Origin —
Exterior, exposed surface
First Ignition —
Tire
Heat Source —
Heat from direct flame, convection currents
31 Jan 2018 Building fires
Property Use —
Church, mosque, synagogue, temple, chapel
Area of Origin —
Cooking area, kitchen
First Ignition —
Cooking materials, including edible materials
Heat Source —
Radiated, conducted heat from operating equipment
30 Sep 2017 Outside equipment fire
Property Use —
Business office
Area of Origin —
Conduit, pipe, utility, or ventilation shaft
First Ignition —
Electrical wire, cable insulation
Heat Source —
Arcing
08 Sep 2017 Passenger vehicle fire
Property Use —
Adult education center, college classroom
Area of Origin —
Operator/passenger area of transportation equip.
First Ignition —
Upholstered sofa, chair, vehicle seats
Heat Source —
Radiated, conducted heat from operating equipment

View more

4405 Garfield St incidents registered in FEMA
(Federal Emergency Management Agency)

To date, we have no information about incidents registered in FEMA in 2025
04 May 2013 Gas leak (natural gas or LPG)
Property Use —
Pipeline, power line or other utility right of way
24 Apr 2013 Arcing, shorted electrical equipment
Property Use —
Multifamily dwellings
16 Dec 2012 Arcing, shorted electrical equipment
Property Use —
Laundry, dry cleaning
03 Jun 2005 Electrical wiring/equipment problem, other
Property Use —
Residential street, road or residential driveway

View more

Garfield St Incidents registered in FEMA
(Federal Emergency Management Agency)

To date, we have no information about incidents registered in FEMA in 2025
02 Jul 2015 Gas leak (natural gas or LPG)
Property Use —
Pipeline, power line or other utility right of way
04 Apr 2015 Gas leak (natural gas or LPG)
Property Use —
1 or 2 family dwelling
02 Apr 2015 Gas leak (natural gas or LPG)
Property Use —
Restaurant or cafeteria
26 Mar 2015 Carbon monoxide incident
Property Use —
1 or 2 family dwelling

View more

Properties Nearby

Street AddressResidens/Landlords
1200 Garfield St, Midland, TX 79701-7788
Single Family
  • 1 bath
  • 590 sqft
  • Built in 1957
Eddie C Barnett, H L Mueller
1303 Garfield St, Midland, TX 79701-5606
Single Family
  • 2 baths
  • 1,352 sqft
  • Built in 1955
Michele M Brashear, James Lary
1403 Garfield St, Midland, TX 79701-4061
Single Family
  • 3 beds
  • 2 baths
  • 1,748 sqft
  • Built in 1955
Sue Crow Tax Service, Bobbie A Brooks
1600 Garfield St, Midland, TX 79701-4063
Single Family
  • 4 beds
  • 3 baths
  • 2,447 sqft
  • Built in 1955
Don Burris, Done Right Painting
1601 Garfield St, Midland, TX 79701-4062
Single Family
  • 3 beds
  • 2 baths
  • 1,500 sqft
  • Built in 1959
Lacey Davidson, Sharri Traxler
1903 Garfield St, Midland, TX 79705-8610
Single Family
  • 3 beds
  • 1 bath
  • 1,254 sqft
  • Built in 1957
Carl R Pannell, Nathan Pannell
1911 Garfield St, Midland, TX 79705-8610
Single Family
  • 2 baths
  • 2,076 sqft
  • Built in 1959
SHROFFIE HOLDINGS, INC, Himanshu V Shroff
2001 Garfield St, Midland, TX 79705-8612
Single Family
  • 3 beds
  • 2 baths
  • 2,029 sqft
  • Built in 1948
Ethel W Howle, Walter N Howle
 

FAQ about the house at 4405 Garfield St, Midland, TX


NOTICE: You may not use SpamRoom or the information it provides to make decisions about employment, credit, housing or any other purpose that would require Fair Credit Reporting Act (FCRA) compliance. SpamRoom is not a Consumer Reporting Agency (CRA) as defined by the FCRA and does not provide consumer reports.