40 Rector St New York, NY 10006 / 1703

(UPDATED: 07/20/2025)
Property Report

Information about property on 40 Rector St, New York NY, 10006-1703. Find out owner contacts, building history, price, neighborhood at Homemetry Address Directory.

Units

Property details of units in this apartment building

#1

#2

#3

#4

Property Details

At 40 Rector Street, New York, NY stands a property, which was built in the twenties and is positioned down the street.

Facts

  • Built in 1921
  • Floor size 449,355 sqft
  • Stories 18

Householders and Tenants for 40 Rector St, New York NY

Possible residents contact details

Person Name Phone Number Additional Info
Adam Ira Klein Age: 86 Apt # 1650
Adam Kle
212-267-****
Alexander S Yarovenko Age: 78
Alison Summers
718-858-****
Anna Karpinskaia Age: 45 Apt # 1502
Residential status:
Renter
Job:
Building and Grounds Cleaning and Maintenance Occupations
Anna Kunin Age: 66
Bay City Metering Co
212-346-****
Biadna Lorquet Apt # 3
Brenda Merritt Apt # 9
Residential status:
Renter
Job:
Personal Care and Service Occupations
Catherine E Napolitano Age: 63
Cathryn M Morgan Age: 85
Cha H Oconnell Apt # 232
Chandler B Converse Age: 94
Charles F Martin Age: 86
Clara Newton Age: 59
Claudio Urena
Colleen Wright Age: 74 Apt # 4
David Warren Mitzman Age: 67
Dean Kois
Residential status:
Renter
Job:
Sales Occupations
Diether Klingelnberg Age: 61
Digna Goldfarb Apt # 3
Donald Carman
Edwin G Ser
212-608-****
Ella Bazinian
212-227-****
Evans Dorman
718-604-****
Far East Conference
212-269-****
Faye Kessin
Ferucio F Frankola Age: 90
718-359-****
First Brokers Security Inc
212-513-****
Frances G Amico Age: 104
Frank Moretti Apt # 1801
Residential status:
Renter
Job:
Construction and Extraction Occupations
Franklin J Santos Age: 42 Apt # 12
Galina Milstein Apt # 1502
Geoff Johnson Design Apt # 1920
212-962-****
Gerald J Flynn Age: 102
Gertrude Freimer Apt # 3
Gould S Edwin
212-608-****
Great American Ins Co Fidelity Crime Dept Apt # 1503
212-513-****
Harold Doherty
Igor Vinokurov
Institute-Community Living Apt # 8
212-385-****
J Casso
J Concepcion
212-260-****
James Pierpont Age: 62
James S Shapiro Age: 67 Apt # 1802
Jennifer M Fishman Age: 85
732-679-****
John A Cuzzocrea
Johnson Geoff Apt # 1920
212-962-****
Joni E Mazer Age: 63
Joseph Zimmer
Judy Gottlieb Age: 79
Kapinjal Borkhetaria
Kevin Vincent Crouchley Apt # 1801
212-485-****
Kumnam Corp Apt # 1610
212-385-****
Linda Cirulnick
Lloyd Ang
212-748-****
Madeline Martinez Age: 68
718-904-****
Madeline Torres
718-904-****
Mandelsohn, Marc Apt # 1500
212-514-****
Marcell Robert Lazard Apt # 10
Marie Sottosanti
Marie T Corleone Apt # 6C
212-449-****
Mujahid Abdussalam Age: 72
Nelly M Marcano Apt # 2ND
732-721-****
Nigel Spaniel
Nishimura Louisa
Nueva York Ciudad De Taxis Y Limosinas Comision De
212-692-****
Oscar Alonso Apt # 1406
Pavel Tchernychev
Peter C Beh Age: 66
Peter J Caputo
Peter M Mazer Age: 63
Polina Kunin Age: 66
Prometric Inc Apt # 1830
212-566-****
Richard Alan Little
Richard Yang
212-619-****
Robert Mcrae Apt # 18
Robert Radovanovich
Scs Commodities Apt # 1522
212-240-****
Stern Susan Slovak Apt # 919
212-857-****
Steven Yakubov
Tanya Ioug Apt # 1502
Tanya Shargo
718-826-****
Tho Kovachevich
212-608-****
Urban Justice Center
212-566-****
Vadim M Milstein Age: 89
Val Mandel PC
212-791-****
Vincent Nesi Age: 37
William F Kraus

Businesses

Organization Phone Number Additional Info
1 CENTRAL PARK SOUTH REALTY LLC
Type of Business:
Domestic Limited Liability Company
1026-30 WOODYCREST DEBT LLC Apt # 1500
Type of Business:
Domestic Limited Liability Company
1151 ELDER HOLDINGS LLC Apt # 1500
Type of Business:
Domestic Limited Liability Company
40 Rector Condominium
212-608-****
Categories:
Condominiums & Townhouses
40 Rector Newsstand
212-349-****
212-774-****
Categories:
BooksEntertainment
50 West Development LLC
212-766-****
ALISKA MODEL MANAGEMENT, LTD
Type of Business:
Foreign Business Corporation
Annil, Inc.
Categories:
Other
Site:
oceanstaterentals.com
Apostille Documents Inc
Industry:
Nonclassifiable Establishments
AR REALTY SERVICES, LLC
Type of Business:
Domestic Limited Liability Company
ARDEN PROJECT LLC
Type of Business:
Domestic Limited Liability Company
A&M Logos International, Inc. Apt # 1622
Categories:
Professional Services
Ingrid Addison
212-442-****
George Alexander Apt # 2
Specialties:
Patent ApplicationIntellectual PropertyLitigation
Type:
Lawyers
Barry Altmark
516-426-****
Organization:
The Bluestone Group
Specialties:
Property Management
Bay City Metering Co
212-346-****
Categories:
Electric Companies
BIG BROTHERS/BIG SISTERS OF NEW YORK CITY, INC
212-686-****
212-779-****
Industry:
Individual/Family Services
Type of Business:
Domestic Not-For-Profit Corporation
SIC6:
832202 - Child Guidance
Big Brothers Big Sisters of NYC
646-274-****
Specialties:
MentoringTraining organizationsYouth developmentNon-Profit
Industry:
Nonprofit Organization Management
Site:
bigsnyc.org
Blackrock Organization, Inc
Industry:
Nonclassifiable Establishments
Type of Business:
Statement & Designation By Foreign Corporation
BLUM REALTY MANAGEMENT LLC
Type of Business:
Domestic Limited Liability Company
Board of Standards and Appeals
Categories:
Other
BREGMAN REALTY MANAGEMENT LLC
Type of Business:
Domestic Limited Liability Company
Browne Affiliates Inc Apt # 101
Bullock Insured New York Tax Exempt Shares Inc
Industry:
Open-End Management Investment
Sonia Barolette
Type:
Medical
RN (Registered Nurse)
Mayra Bell Apt # 4TH
212-306-****
Larry Brown Apt # 1804
646-227-****
Organization:
Electronic Evidence Discovery Incorporated
Title:
Business Development Manager
Bruce Bryant Apt # 12
212-823-****
Carlton Butler Apt # 6
C S A Welfare Fund
718-624-****
Industry:
Trust Funds
Cadre NYC
212-227-****
Categories:
Advertising Agencies & Consultants
Campaign Finance Board
Industry:
Financial Services
Caputo P J Shipping Co
212-344-****
Categories:
Freight Forwarding
Carl B Stoll Sr Attorney at Law
Industry:
Legal Services Office
Charles Thorburm New York Inc
Industry:
Social Services
Charles Thorburn N Y Inc
212-406-****
Citywide Employee Assistance
212-306-****
212-306-****
Categories:
Local Government Offices
Industry:
Business Services
COMMERCIAL GASES, INC
Type of Business:
Foreign Business Corporation
Complete Travel Visa Center Apt # 1504
212-233-****
Categories:
Travel Agents
Industry:
Nonclassifiable EstablishmentsTravel AgencyTravel Agencies
SIC:
4724 - Travel Agencies
Site:
ctvc.cc
COMPLETE TRAVEL VISA CTR Apt # 1504
212-233-****
Industry:
Travel AgencyTravel Agencies
SIC:
4724 - Travel Agencies
Site:
ctvc.cc
CONCORD BUSINESS MANAGEMENT 26A, LLC
Type of Business:
Domestic Limited Liability Company
Coordinated Behavioral Care, Inc
Industry:
Nonclassifiable Establishments
COTE CONSTRUCTION GROUP LLC Apt # 1802
Industry:
Management Services
Type of Business:
Domestic Limited Liability Company
Csa Retiree Welfare Fund
Industry:
Pension/Health/Welfare Fund
Cynthia D Fisher Apt # 1900
212-344-****
Categories:
Attorneys
Peter Campanelli Apt # 8
212-385-****
212-385-****
Organization:
Institute-Community Living Inc
Title:
President
Industry:
Human Rights Organizations
Type:
Medical
Site:
iclinc.net
Jennifer Clark
Gregory Clise
William Cobbs Apt # 1600
212-566-****
212-566-****
Organization:
Public Resources Advisory Group, Inc.
Title:
Chairman Of The Board
Jennifer Cusa
718-875-****
718-643-****
Type:
Medical
LMSW
Rachelle Delice Apt # 8
212-385-****
Type:
Medical
Graham Daw
212-676-****
Daniel Dejoy Apt # 1804
919-552-****
Organization:
Electronic Evidence Discovery
Title:
Vice President, Corporate Sales
Sue Dodell
212-306-****
Kevin Dowling
212-306-****
Karen Eason Apt # 1830
212-566-****
212-566-****
Organization:
Prometric
Title:
Manager
Industry:
Educational Support Svcs
Site:
prometric.com
Carrie Eicholtz Apt # 2
646-581-****
Spina Floorcovering Apt # 1
212-285-****
Organization:
Spina Floorcovering
Title:
CEO
Daniel Fogarty Apt # 7
212-306-****
Dale Frett Apt # 11
718-855-****
718-855-****
Type:
Medical
LMSW
Gladys Gonzalez Apt # 8
212-385-****
Type:
Medical
Patricia Gatling
212-306-****
Astrid Gloade Apt # 6
212-341-****
Marlene Gold
212-306-****
Jason Gonzalez Apt # 5
Kris Gonzalez Apt # 17
212-941-****
Organization:
Z Group
Title:
Owner
Site:
zgroupinc.com
David Grandwetter Apt # 12
212-823-****
Gary Grassi
Thomas Huestis Apt # 1600
212-566-****
212-566-****
Organization:
Public Resources Advisory Group, Inc.
Title:
Senior Managing Director
Patiram Hiraman Apt # 1503
212-513-****
Organization:
Great American Insurance Agency, Inc
Title:
Chief Financial Offr
Damon Hewitt Apt # 5 & ED
212-965-****
Cyler Hudson Apt # 17
Elisabeth Isaksen Apt # 8
212-385-****
Type:
Medical
LMSW
Brogna Joseph
212-306-****
Organization:
Fcia
Title:
Owner
Site:
electronicfcia.com
Nicole Junior
646-581-****
Michael Krasner Apt # 1804
646-227-****
Organization:
Electronic Evidence Discovery Incorporated
Title:
Buisness Developer Consultant
Jamie Katz Apt # 8
212-385-****
212-385-****
Organization:
Institute For Community Living Inc.
Title:
Webmaster
Bernadette Kwitonda Apt # 8
212-385-****
Type:
Medical
NP (Nurse practitioner)
Raymond Karlin
212-306-****
Amy Kelly Apt # 9
212-788-****
Specialties:
Land Use / ZoningReal EstateCommunications / Media
Type:
Lawyers
James Keys Apt # 10
212-306-****
Raymond Kramer Apt # 6 OF & HR
212-442-****
Lee's Sweatshop
Categories:
Other
Patrice Leonard Apt # 1600
212-566-****
212-566-****
Organization:
Public Resources Advisory Group, Inc.
Title:
Business Manager
John Lawler Apt # 18
212-608-****
Organization:
Hudson Meridian Construction Group LLC
Title:
Project Manager
Eun Lee Apt # 4
212-306-****
Jin Lee Apt # 5
212-965-****
Amy Loprest
212-306-****
Zina Lyakhovetsky Apt # 17
212-964-****
Dennis Lynch Apt # 1700
212-989-****
Organization:
Digital Color Concepts
Title:
Finance Executive
Meltzer Mechanical Inc
212-964-****
Categories:
Professional Services
Marc Manseau Apt # 8TH
718-495-****
718-345-****
Type:
Medical
MD (Doctor of Medicine)
Daniel Martin
212-991-****
Organization:
Bluestone Realty
Specialties:
Buyer's AgentListing Agent
Kara Miller Apt # 6TH
212-943-****
212-943-****
Specialties:
Employment / LaborClass ActionDiscrimination
Type:
Lawyers
Collette Mills
718-272-****
Type:
Medical
Leslie Morsillo
212-306-****
Cliff Mulqueen Apt # 10
212-306-****
NYC Taxi
Categories:
Other
NYC Taxi & Limousie Commission
Categories:
Other
Frank Ng
212-442-****
Other Woman Apt # 1201
646-649-****
Categories:
Caterers
Patricia Panchamsingh Apt # 8
212-385-****
Type:
Medical
Stella Pappas Apt # 8
212-385-****
212-385-****
Type:
Medical
LCSW
Stella Pappas Apt # 1503
212-513-****
Organization:
Great American Insurance Agency, Inc
Title:
Chief Operating Offr
Cathleen Peacock Apt # 11
718-855-****
718-855-****
Type:
Medical
MSW (Master of Social Work)
Steven Pandolfi Apt # 1700
212-989-****
212-989-****
Organization:
Digital Color Concepts
Title:
Owner
Industry:
Data Processing & Related Svcs
Site:
dccnyc.com
Susan Panepento
212-306-****
Denise Peart
212-306-****
Bethany Perskie
212-306-****
Daniel Pollak Apt # 4
212-306-****
Beverly Poppell Apt # 7
212-306-****
Sandeep Randhawa
Mark Rekhtman Apt # 1504
212-233-****
212-233-****
Organization:
Epsylongames.com
Title:
Partner
Industry:
Travel Agencies
Site:
epsylongames.com
Ben Relles
212-732-****
Organization:
Market Vision
Title:
President
Industry:
Stock & Bond Brokers
Tynia Richard
212-933-****
Gretchen Robinson Apt # 2
SCS Commodities
Categories:
Other
Spina Floor Covering Apt # 1
212-285-****
Categories:
Home Goods
Roy Spina Apt # 1
212-285-****
Organization:
Spina Floor Covering
Title:
Owner
Industry:
Floor Covering Stores
Site:
spinafloorcovering.com
Suretrade, Inc.
Categories:
Professional Services
Phillip Salvia Apt # 1503
212-513-****
Organization:
Great American Insurance Agency, Inc
Title:
President
Richard Santosky Apt # 18
212-608-****
Organization:
Hudson Meridian Construction Group LLC
Title:
Vice President Of Operations
Leticia Smith-Evans Apt # 5
212-965-****
Vincent Southerland Apt # 5
212-965-****
Joan Salzman Apt # 6 OF &
212-933-****
Gerard Schriffen
212-982-****
Leana Schwartz
917-841-****
Paul Scotti
212-442-****
Michael Sherp
Organization:
Tripp & Co., Inc.
Title:
Controller
Asha Smith Apt # 9
Roger Smith
212-442-****
Karine Spencer Apt # 7TH
212-306-****
Christina Swarns Apt # 5
212-965-****
Christina Swarns Apt # 5 & ED
212-965-****
Taxi 3E11
Categories:
Other
Tripp & Company, Inc.
Categories:
Professional Services
Marcia Titus-Prescott Apt # 8
212-385-****
212-385-****
Type:
Medical
RN (Registered Nurse)
Jeanie Tse Apt # 8
212-385-****
Organization:
Institute For Community Living
Type:
Medical
MD (Doctor of Medicine)
Ram Tallapragada
212-306-****
Organization:
Fcia Management Company, Inc.
Title:
Information Technology Manager
Gerry Tripp
Organization:
Tripp & Co., Inc.
Title:
Chief Executive Officer
Carlos Velez
212-306-****
Hillary Weisman
212-306-****
John Wirenius
212-306-****
Danica You Apt # 7
212-306-****
Specialties:
LitigationGovernmentAppealsArbitration
Type:
Lawyers
Alessandra Zorgniotti Apt # 6
212-442-****

Possible Businesses

Organization Phone Number Additional Info
40 Rector Holdings LLC
212-951-****
Industry:
Holding Company
40 Rector Owner LLC
212-951-****
Industry:
Real Estate Agent
40 RECTOR STREET CORP
Type of Business:
Domestic Business Corporation
Inactive:
19901119
AAA VENTURES, LTD Apt # 1622
Type of Business:
Domestic Business Corporation
Inactive:
19991229
ABC ROYAL CORPORATION Apt # 1622
Type of Business:
Domestic Business Corporation
Inactive:
20001227
Activ Financial Systems Inc
212-964-****
Categories:
Financial Services
Industry:
Investment Advisory Service
ADVERTISING COMPUTER TECHNOLOGY, INC
Type of Business:
Foreign Business Corporation
Inactive:
19950927
ALLSTATE MERCHANT SERVICE, LLC
Type of Business:
Domestic Limited Liability Company
Inactive:
20100816
ARTHUR J. FRITZ & CO
Type of Business:
Foreign Business Corporation
Inactive:
19900306
AZ HOLDING, INC
Type of Business:
Foreign Business Corporation
Inactive:
20110126
B & J CREATIVE MANAGEMENT CONSULTING, INC Apt # 1830
Type of Business:
Domestic Business Corporation
Inactive:
19980923
BLITZCO, INC
Industry:
Business Services at Non-Commercial Site
Type of Business:
Domestic Business Corporation
Inactive:
20111026
BULLOCK INSURED CALIFORNIA TAX-EXEMPT SHARES, INC
Type of Business:
Statement & Designation By Foreign Corporation
Bullock U.S. Government Income Shares, Inc
Industry:
Nonclassifiable Establishments
Calvin Bullock, Ltd
Type of Business:
Profit Corporation - Foreign
Inactive:
19890310
CHARIOTS ON THE MOVE LTD
Type of Business:
Domestic Business Corporation
Inactive:
19960626
Colonial Shipping Co. Inc
Type of Business:
Foreign for Profit Corporation
COLOSHIP INC
Type of Business:
Domestic Business Corporation
Inactive:
19880413
COLUMBIA LETTER CO. INC
Type of Business:
Domestic Business Corporation
Inactive:
19941228
CORDWELL CAPITAL CORPORATION
Type of Business:
Foreign Business Corporation
Inactive:
20010627
Council of School Supervisors & Administrators
Industry:
Labor Organization
HYGRADE PRINTING CORPORATON Apt # 1832
Type of Business:
Corporation - Foreign
IRON VENTURE CAPITAL PARTNERS, INC Apt # 1520
Type of Business:
Domestic Business Corporation
Inactive:
20111026
MARO CAPITAL CORPORATION Apt # 1805
Type of Business:
Foreign Business Corporation
Inactive:
19950927
NAACP Legal Defense and Educational Fund, Inc. Apt # 500
Industry:
Law Practice
Type of Business:
Foreign Not For Profit Corporation
Inactive:
20061031
Site:
naacpldf.org
PGM SERVICE, CORP Apt # 1502
Type of Business:
Domestic Business Corporation
Inactive:
20030625

Units - Who lives at 40 Rector St, New York NY

#1Spina Floor Covering10006-1718
#2George Alexander10006-1740
#3Gertrude Freimer10006-1739
#4Deferred Comp Plan10006-1744
#5Taxi & Limousine10006-1745
#6Carlton Butler10006-1737
#8Peter Campanelli10006-1733
#9Amy Kelly10006-1732
#10James Keys10006-1731
#17Kris Gonzalez10006-1712
#100 10006-1703
#101Browne Affiliates Inc10006-1748
#250 10006-1703
#400 10006-1703
#500NAACP Legal Defense and Educational Fund, Inc. 10006-1703
#550 10006-1703
#1201Other Woman10006-1713
#15001026-30 WOODYCREST DEBT LLC10006-1720
#1502PGM SERVICE, CORP10006-1721
#1504Complete Travel Visa Center10006-1724
#1522Scs Commodities10006-1749
#1600William Cobbs10006-1714
#1610Kumnam Corp10006-1716
#1700Dennis Lynch 10006-1703
#1802COTE CONSTRUCTION GROUP LLC10006-1711
#1804Larry Brown10006-1715
#1830B & J CREATIVE MANAGEMENT CONSULTING, INC10006-1712
#1900Cynthia D Fisher10006-1754
#1920Geoff Johnson Design10006-1708
#2NDNelly M Marcano 10006-1703
#4THMayra Bell 10006-1703
#5 & EDDamon Hewitt 10006-1703
#6 OF &Joan Salzman 10006-1703
#6 OF & HRRaymond Kramer 10006-1703
#6CMarie T Corleone 10006-1703
#6THKara Miller 10006-1703
#7Daniel Fogarty 10006-1703
#7THKarine Spencer 10006-1703
#8THMarc Manseau 10006-1703
#11Dale Frett 10006-1703
#12Bruce Bryant 10006-1703
#18John Lawler 10006-1703
#232Cha H Oconnell 10006-1703
#919Stern Susan Slovak 10006-1703
#1406Oscar Alonso 10006-1703
#1503Stella Pappas 10006-1703
#1520IRON VENTURE CAPITAL PARTNERS, INC 10006-1703
#1622AAA VENTURES, LTD 10006-1703
#1650Adam Ira Klein 10006-1703
#1801Kevin Vincent Crouchley 10006-1703
#1805MARO CAPITAL CORPORATION 10006-1703
#1832HYGRADE PRINTING CORPORATON 10006-1703

View more

Where is 40 Rector St, New York NY located on map?

40 Rector St Fire Incident History

To date, we have no information about fire incidents in 2025
22 Apr 2014 Fire, other
Property Use —
Business office
Area of Origin —
Duct: hvac, cable, exhaust, heating, or AC
22 Aug 2011 Road freight or transport vehicle fire
Property Use —
Mercantile, business, other
Area of Origin —
Engine area, running gear, wheel area
First Ignition —
Electrical wire, cable insulation
Heat Source —
Arcing
21 Mar 2010 Building fires
Property Use —
Business office
Area of Origin —
Switchgear area, transformer vault
First Ignition —
Electrical wire, cable insulation
Heat Source —
Arcing

Rector St Fire Incident History

To date, we have no information about fire incidents in 2025
07 Mar 2017 Mobile property (vehicle) fire, other
Property Use —
Street, other
Area of Origin —
Vehicle area, other
Heat Source —
Heat from powered equipment, other
07 Jun 2016 Building fires
Property Use —
Multifamily dwellings
Area of Origin —
Closet
First Ignition —
Soft goods, wearing apparel, other
27 Mar 2016 Fire, other
Property Use —
Business office
Area of Origin —
Function area, other
First Ignition —
Electrical wire, cable insulation
Heat Source —
Arcing
14 Jul 2014 Fires in structures other than in a building
Property Use —
Business office
Area of Origin —
Switchgear area, transformer vault
First Ignition —
Item First Ignited, Other
Heat Source —
Heat from powered equipment, other

View more

40 Rector St incidents registered in FEMA
(Federal Emergency Management Agency)

To date, we have no information about incidents registered in FEMA in 2025
24 Nov 2003 Dispatched & canceled en route
10 Mar 2003 Special type of incident, other
25 Feb 2003 Alarm system sounded due to malfunction
Property Use —
Business office
19 Feb 2003 Special type of incident, other
Property Use —
Business office

View more

Rector St Incidents registered in FEMA
(Federal Emergency Management Agency)

To date, we have no information about incidents registered in FEMA in 2025
06 Nov 2015 Cooking fire, confined to container
Property Use —
Food and beverage sales, grocery store
30 Mar 2015 Gas leak (natural gas or LPG)
Property Use —
Mercantile, business, other
11 Aug 2014 Arcing, shorted electrical equipment
Property Use —
Business office
06 May 2014 Power line down
Property Use —
Business office

View more

Properties Nearby

Street Address Residens/Landlords
Stapleton Shoe Co Inc
Sara Astrologo
11 RECTOR STREET, LLC, COHERE, INC
Claudia M Pappalardo
13 Rector St, New York, NY 10006-2200
Condo
  • 366,993 sqft
  • Built in 1956
Jason W Abelson, Samuel Sk Bandlamudi
Design 14 Inc, PENNYBROOK CAPITAL, LLC
15 Rector St, New York, NY 10006-9992
  • Battery Park Retail Unit
John Davis
33 Rector Street Condominium, Bunis, Andrea
 

FAQ about the house at 40 Rector St, New York, NY


NOTICE: You may not use SpamRoom or the information it provides to make decisions about employment, credit, housing or any other purpose that would require Fair Credit Reporting Act (FCRA) compliance. SpamRoom is not a Consumer Reporting Agency (CRA) as defined by the FCRA and does not provide consumer reports.